RAMP FINANCIAL GROUP
Ramp Financial Group LLC (“RFG”) is a privately held alternative direct-lending investment fund that specializes in refinancing Merchant Cash Advances and other high interest short-term small business debt financing.
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Refinance Merchant Cash Advances into a Term Loan with
ONE MONTHLY PAYMENT
To submit open opportunities:
deals@rampfinancialgroup.com
To become a referral partner:
partners@rampfinancialgroup.com
Refinance your Business Debt to a Monthly Payment
MCA CONSOLIDATION & REFINANCE
Refinance merchant cash advances into a monthly payment term loan
24 to 36-month loan amortizations with one monthly payment
Payoff all merchant cash advances & high-interest, short term debt
Eliminate daily & weekly ach payments
Reduce your total monthly debt service payments by 60% to 90%
Frequently Asked Questions
Will all Merchant Cash Advances and high interest short-term debt be paid off at closing?
Yes. RFG pays off all Merchant Cash Advance companies and creditors directly at closing and obtains zero balance letters.
What about my bank line of credit, term loan or factoring company debt?
RFG, in most instances, will leave a traditional bank, SBA or invoice factoring financing in place.
What if my business requires working capital?
During the underwriting process, RFG will work with potential borrowers and discuss their working capital needs.
What is a Merchant Cash Advance (MCA)?
A Merchant Cash Advance (MCA) is an alternative financing product that is structured as a purchase of future sales or receipts of a business (“merchant”). The purchase of future sales is paid back daily or weekly normally within 4 to 6 months. MCA factor rates typically range from 1.36x to 1.50x. (Example- $150,000 purchase of future sales yields $100,000 of capital to a business to be paid back in 6 months. This is an effective interest rate of 100% on an annual basis.)
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RAMP FINANCIAL GROUP
Ramp Financial Group LLC (“RFG”) is a privately held alternative direct-lending investment fund that specializes in refinancing Merchant Cash Advances and other high interest short-term small business debt financing.